I grew up in Los Angeles, California. I graduated from Notre Dame HS, Sherman Oaks, California in 1961 and from Georgetown University in 1969 with a degree in economics. I received a master’s degree in international management from the Thunderbird School in 1974. I was a securities trader for 34 years starting with Salomon Brothers and continuing with J.P. Morgan and Deutsche Bank. I retired from Deutsche Bank in 2009 as a managing director. My wife, Margo – an EMT with Post 53 for over 30 years – and I have been married for 45 years and have lived in Darien – in the same house – for 38 years. Additionally we have lived and worked in Charlottesville, Phoenix, New York, Cleveland and London. We have four adult children and three grandsons. I am a USA Hockey Level III ice hockey referee (before you ask,” Yes, like the wind”), an avid fisherman, a dedicated vegetable gardener and an amateur furniture maker. I went to high school with Admiral Mike Mullen, Retired Chairman of the Joint Chiefs and to college with President Bill Clinton. They may have better biographies than I, but they aren’t in the DMA !