Don McGran will talk about personal cybersecurity, identity theft, scams and frauds, as well as personal crime prevention and safety. The presentation is based on what is presently occurring in the greater Darien area. His law enforcement career, coupled with private bank security experience, enables him to provide audiences with the most timely and current information possible. Don has presented more than 100 times to groups of various ages, income brackets and walks of life throughout Fairfield County. He is a 30-year-veteran of the Ridgefield Police Department, retiring in 2011 as a major. Don is a graduate of Western Connecticut State University with a bachelor of science in justice and law administration and has completed graduate studies at Western Connecticut State University, the University of New Haven and the University of Virginia. He is a graduate of the FBI National Academy Session 189 and has been employed as security advisor for Fairfield County Bank for the past six years.
Arranged by Sunil Saksena

 

Video: https://youtu.be/nTUtTR_f_pE

Tips mentioned in the talk:

 

Detailed instructions: How to freeze and thaw your credit
with each agency
EQUIFAX CREDIT FREEZE
 Credit freezes may be done online or by certified mail – return receipt requested.
 Check your state’s listing for the exact cost of your credit freeze and to see if there is a
reduction in cost if you are a senior citizen.
 Request your credit freeze by certified mail using this sample letter. Please note the
attachments you must include.
 If your PIN is late arriving, call 1-888- 298-0045. They will ask you for some ID and
arrange for your PIN to be sent to you in 4-7 days.
 Unfreeze: Do a temporary thaw of your Equifax credit freeze by snail mail, online or by
calling 1-800- 685-1111 (N.Y. residents dial 1-800- 349-9960).
 Info on freezing a child’s credit with Equifax can be found here.
 If requesting a freeze by mail, use the following address:
o Equifax Security Freeze
P.O. Box 105788
Atlanta, GA. 30348

EXPERIAN CREDIT FREEZE
 Credit freezes may be done online; by certified mail – return receipt requested; or by
calling 1-888- EXPERIAN (1-888- 397-3742). When calling, press 2 then follow prompts
for security freeze.
 Check your state’s listing for the exact cost of your credit freeze and to see if there is a
reduction in cost if you are a senior citizen.
 Request your credit freeze by certified mail using this sample letter. Please note the
attachments you must include.
 You can also freeze a child’s credit report. The information contained at this link is
applicable for all three credit bureaus. You must first write a letter to each bureau to learn
if your minor child has a credit report and if so, then you can proceed to freeze it.
 Unfreeze: Do a temporary thaw of your Experian credit freeze online or by calling 1-
888-397- 3742.
 Info on freezing a child’s credit with Experian can be found here.
 If requesting a freeze by mail, use the following address:
o Experian
P.O. Box 9554
Allen, TX. 75013

TRANSUNION CREDIT FREEZE
 Credit freezes may be done online, by phone (1-888- 909-8872) or by certified mail –
return receipt requested.

 Check your state’s listing for the exact cost of your credit freeze and to see if there is a
reduction in cost if you are a senior citizen.
 Request your credit freeze by certified mail using this sample letter. Please note the
attachments you must include.
 Unfreeze: Do a temporary thaw of your TransUnion credit freeze online or by calling 1-
888-909- 8872.
 Info on freezing a child’s credit with TransUnion can be found here.
 If requesting a freeze by mail, use the following address:
o TransUnion LLC
P.O. Box 2000
Chester, PA 19016
o

INNOVIS CREDIT FREEZE
Innovis Credit Freeze Options

 You can request a Security Freeze or manage an existing Security Freeze:
 Online: Submit the Security Freeze Request Online form. (Innovis.com)
 Phone:
 1-800- 540-2505
 Mail: Complete the Security Freeze Request by Mail form.
 Walk in: 875 Greentree Road, 8 Parkway Center, Pittsburgh, PA 15220

 

PERSONAL SECURITY TOOLS
1) HIYA APP- BLOCKS SCAMMERS CALL
2) TRUECALLER APP- FREE CALLER ID/BLOCKS SPAM CALLS
3) HACKED? APP- WINDOWS 10- DETECTS IF YOUR EMAIL ADDRESS HAS
BEEN BREACHED.
4) Dmachoice.org- stops junk mail
5) www.optoutprescreen.com – 888-5OPT- OUT removes you from the list
provided to credit card companies and insurance companies for
unsolicited offers
6) mywot.com- internet safe search tool
7) mcafeesiteadvisor.com- internet safe search tool
8) nomorobo.com- stops robo calls.
9) Charitynavigator.com- research legitimate charities
10) Informeddelivery.usps.com – email of mail you receive each day

 Don McGran
 Security Advisor
 Fairfield County Bank
 94 Danbury Rd.
 PO Box 2050
 Ridgefield, Ct. 06877-0950
 203 431-7348
 FAX 203 438-5406
 CELL 203 648-6726
 donald.mcgran@fairfieldcountybank.com